Why use a Specialist

Finance specialists are now the number one choice for consumers who are seeking a home loan or to refinance their existing loan. Businesses too use finance specialists to help them with their finance needs from car and equipment leasing to loans to help their businesses expand.

What do we do

Our team works with clients to determine their borrowing needs and ability, select a loan suited to their circumstances and manage the process through to settlement.

Panel of Lenders

We can offer you loans from all the lenders we are accredited with. This is called our panel of lenders. Lenders will normally range from the large banks through to specialist non-bank lenders and mortgage managers. The size of a panel of lenders will vary from broker to broker.

Some of the benefits we offer:

   • We do all the legwork for you
   • Access to a wider range of loans
   • Are experts in a wide range of loans
   • Are more flexible than a bank branch
   • We focus on loans only
   • We know lender credit policy
   • We fight for your loan approval
   • We contest loan declines

Our level of Specialisation

We can structure a solution to your specific needs in:

   • Residential Loans/Mortgages
   • Reverse Mortgages/Equity Release
   • Equipment Leasing
   • Chattel Finance
   • Car and personal loans
   • Business Loans
   • Debtor Finance
   • Commercial Property Finance
   • Wealth building

How are we paid

Our team are remunerated by the lender and receive an upfront commission and a trailing commission on the loans we settle.

It is not standard industry practice for a financial specialists to charge a customer for their service due to this arrangement.

The normal practice for commercial, equipment and general finance specialists is that they enter into a mandate or agreement with the commercial or business borrower which provides for a fee to be paid by the borrower for sourcing their required finance.